Authorities Back to overview,Home naval-today RFA Wave Knight’s helicopter in action in Tobago View post tag: RFA Wave Knight November 17, 2016 View post tag: Tobago Having recently used its helicopter to successfully stop a high-speed cocaine chase, the crew of UK’s naval tanker RFA Wave Knight were part of a scenario in which they helped islanders on Tobago cope after being lashed by 110 mph winds.The Lynx helicopter flew emergency supplies and medical stores to the village of Charlottesville, which bore the brunt of the category 3 hurricane.The helicopter winchman was lowered to deliver the medical supplies, whilst engineers carried out repairs to the fast rescue craft used by the Tobago Emergency Management Agency.The Brits found the island’s authorities very much prepared for a disaster: a database of everyone known to have special medical requirements is held, for example, and there were live feeds from across the island coming into the operations room – and live feeds going back out showing what was being done to help islanders.As well as simulated assistance for Tobagonians, there was genuine help in the form of three community projects for the HADR troops to get stuck into.Parts of the Olive Sawyer Day Care Centre needed painting in keeping with the sky-blue colour scheme of the main building, which the team completed in under a day, then swept aside reeds up to eight-feet tall (“it needed some serious weed whacking”) in the back garden.An old armoury at Roxborough Secondary School on the opposite side of the island was next to benefit from the HADR troops’ selflessness. A store for deactivated Lee Enfield rifles used by the school’s naval cadets needed painting and some new racks to hold extra guns.And just for good measure, Joshua Boys Home on Trinidad also needed a spruce up when the tanker made the short trip to the neighbouring island.Despite only housing 12 youngsters, the orphanage still required two days of hard graft to paint both the building and surrounding wall in the grounds – even with the help of the boys who, brushes in hand, were supervised adding some colour to the wall. Share this article RFA Wave Knight’s helicopter in action in Tobago
WhatsApp WhatsApp By Brooklyne Beatty – August 17, 2020 0 322 IndianaLocalNews Facebook Pinterest St. Joseph County takes part in Drive Sober or Get Pulled Over campaign Twitter (Photo Supplied/Berrien County Sheriff’s Office) St. Joseph County has joined this year’s Drive Sober or Get Pulled Over campaign.Now through Labor Day, officers will be conducting overtime patrols, seeking out drunk drivers and showing zero tolerance for anyone driving impaired.The overtime patrols are funded by the National Highway Traffic Safety Administration, which is distributed by the Indiana Criminal Justice Institute.In the state of Indiana, it is illegal to drive with a blood-alcohol concentration (BAC) of .08 or higher. Drivers under the age of 21 with a BAC of .02 or higher are subject to fines and having their license suspended for up to one year. Twitter TAGScampaignDrive Sober Or Get Pulled Overdrunk drivingimpaired drivingIndianaLabor DaySt. Joseph County Pinterest Google+ Previous articleGov. Holcomb: Indiana doesn’t need to expand absentee votingNext articlePurdue football coach proposes 18 games in 2021 starting in February Brooklyne Beatty Facebook Google+
Tony eligibility alert! The Tony Awards Administration committee has made rulings on 14 productions in the 2013-2014 season. Ready? Check out their decisions below: The Glass Menagerie star Celia Keenan-Bolger will be considered eligible in the Best Performance by an Actress in a Featured Role in a Play category. Her co-star, Brian J. Smith, will be considered eligible for the Best Performance by an Actor in a Featured Role in a play category. Big Fish star Norbert Leo Butz will be considered eligible in the Best Performance by an Actor in a Leading Role in a Musical category for his performance. All other eligibility determinations were consistent with the show’s opening night credits. The committee, which will meet a total of four times throughout the season, previously ruled that Soul Doctor star Eric Anderson will be considered eligible in the Best Performance by an Actor in a Leading Role in a Musical category, and also ruled that First Date and Romeo and Juliet will remain consistent with the productions’ opening night credits. A Night with Janis Joplin star Mary Bridget Davies will be considered eligible in the Best Performance By an Actress in a Leading Role in a Musical category. The Snow Geese star Mary-Louise Parker will be considered eligible in the Best Performance by an Actress in a Leading Role in a Play category. Macbeth star Ethan Hawke will be considered eligible in the Best Performance by an Actor in a Leading Role in a Play category, while his co-star Anne-Marie Duff will be considered eligible in the Best Performance by an Actress in a Leading Role in a Play category for her performance. A Time to Kill star Sebastian Arcelus will be considered eligible in the Best Performance by an Actor in a Leading Role in a Play category. View Comments Richard III star Mark Rylance will be considered eligible in the Best Performance By an Actor in a Leading Role in a Play category. The Winslow Boy star Mary Elizabeth Mastrantonio will be considered eligible in the Best Performance by an Actress in a Featured Role in a Play category, while her co-stars Michael Cumpsty and Alessandro Nivola will be considered eligible in the Best Performance by an Actor in a Featured Role in a Play category. For both Waiting For Godot and No Man’s Land, Billy Crudup and Shuler Hensley will be considered eligible in the Best Performance by an Actor in a Featured Role in a Play category. Twelfth Night star Samuel Barnett will be considered eligible in the Best Performance by an Actor in a Leading Role in a Play category. The 2014 Tony Awards can’t come soon enough! Stay tuned for more eligibility rulings throughout the season, then see the live broadcast June 8 on CBS.
Download the high-res color .JPG here — 8.49M. Download the high-res b/w .JPG here 2.83M. Over the past 10 years, canola grown in Georgia has been commodity canola, which is used in low-fat cooking oils. Only 10 percent of the canola oil in the United States comes from U.S.-grown canola. The other 90 percent is imported from Canada and European countries. “Calgene scientists bred the new variety in an effort to bring canola into a new market,” Raymer said. “They took a gene from the California bay laurel tree, which naturally contains high levels of lauric acid, and put it in a canola plant.” Calgene’s plans were to create a new specialty oil equal to palm and coconut oils from Asian countries. “What we’re doing is producing palm oil and coconut kernel oil in a canola plant,” said Alan Barbre, southeast district production manager for Calgene Oil. “Palm and coconut oil are the primary sources of lauric fatty acid,” he said. “And they’re being imported from places like the Philippines and Malaysia. We want to compete in this market with a U.S.-grown crop.” The new canola oil is being sold to candy makers for use in chocolate candy coatings. “It’s a solid at room temperature, and it melts at 98.6,” Barbre said. “What this means to candy lovers is that when you pop it in your mouth, it dissolves and releases the chocolate flavor.” Barbre says the high-laurate canola oil is considered smooth for a fat. “It feels smooth and silky in your mouth,” he said. “High-laurate canola oil costs less than palm and coconut oils, too. And the chocolate candy makers say it performs better.” Besides chocolate candies, the new canola oil is being marketed for use in coffee whiteners, icings, frostings and whipped toppings. Even the cosmetics industry uses it. The new canola makes farmers more money, too. It brings them about $1.25 per bushel more than commodity canola. Calgene, which holds all the rights to the new variety, plans to market high-laurate canola to the soap industry. “If you look at the labels on soaps, detergents and shampoos, you’ll see they all contain lauric fatty acid,” Barbre said. A small Canadian soap company makes high-laurate canola oil-based bath soap. Early reports show these soaps to be gentler than traditional soaps. They’re ideal for people with sensitive skin. UGA agronomists and plant pathologists have worked closely with Calgene on disease-testing and field-testing the new canola. Raymer has high hopes the market will open wide enough to allow Georgia farmers to grow both commodity and high-laurate canola. “Farmers get a better price from high-laurate than commodity canola. But crushing plants are in need of either variety,” he said. “Crushing plants in Georgia are importing canola from Canada. They don’t care which variety it is. They just need a summer crop to crush for oil.” The UGA breeding program is expected to release a new commodity canola variety in 1999. The new variety produces high yields and is highly resistant to disease. “Right now, high-laurate canola is the only show in town. But that’s likely to change,” Raymer said. “Either way, canola remains an excellent alternative crop for Georgia farmers.” Farmers in Georgia are once again growing canola. But this year’s crop won’t end up in cooking oil bottles. A new variety of canola is being grown as a substitute for palm and coconut oils.”The new variety of canola is called high-laurate canola because it has high levels of lauric acid,” said Paul Raymer, a University of Georgia canola breeder. “High-laurate is a genetically engineered variety bred by Calgene Inc.’s specialty oil division.” LOCAL CANOLA A new canola variety shows promise for U.S. production for soaps, shampoos and even chocolates. Only 10 percent of the canola we use comes from American farms. The rest is from Canada and Europe.(Photo courtesy the UGA College of Agricultural and Environmental Sciences.)
47SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,David Basri Mr. Basri has been designing and implementing software and process improvement for financial institutions for over 35 years. He has worked with, and gained experience from, over 500 institutions both … Web: www.pointent.com Details One of the fastest growing trends in branch strategy is the implementation of cash automation for teller operations. These include new generations of cash dispensers and cash recyclers. There are five reasons commonly cited for justifying cash automation:Automated vault service. Cash automation devices can serve as the branch vault, allowing tellers to buy, and with recyclers sell, cash without involving a vault teller or supervisor.Improved transaction throughput. A traditional teller must count cash at least twice: to or from the drawer, and to or from the customer. Cash automation replaces one of these steps with what is generally a faster operation from a machine. The marginal benefit increases with the amount of cash in any given transaction, so it is greater for commercial transactions and night bags.Improved customer service. The theory is that time which used to be spent counting cash can now be spent interacting with the customer.Improved teller balancing. Since a machine is now handling the cash, teller balancing percentages should be higher.Universal staffing is more feasible. Traditional tellers who process a lot of transactions and balance all the time have skill, experience and self-discipline. These traits are not easy to replicate across an entire branch staff. Cash automation removes one of the more challenging aspects of teller work from the required skillset. In addition, cash automation can provide cash security in an “open” branch layout without a traditional teller counter.Cash automation are expensive systems. Dispensers cost $15,000 to $30,000 per device, and recyclers cost $25,000 to $45,000 per device. In many cases management and/or interface software is required, adding another $1000 to $3000 per device. Freight and installation will add another $2000 to $3000 per device. Annual maintenance will be approximately 10% of the device cost. Fully implementing cash automation would mean a device for every two tellers, though something less than that is far more common.While all the justifications above are valid and seem reasonable, the question should be: What is the actual benefit in the real world of my branch operations? Let’s take a second look at each justification in that context.Automated vault support is an explicit benefit and may actually have additional side benefits. If it is simple and quick for tellers to get more cash during the day, they can carry less in their drawers.Transaction throughput is a bit trickier. The improvement can only be realized when all tellers have a steady stream of customers. Are the tellers connected to cash automation actually doing more transactions than traditional tellers? Is this true (or not) on average, or only during peak times? If teller activity and staff forecasting are not being measured, there is no way to tell if cash automation is having an actualized benefit.Improved customer service can also be more subtle than it first sounds. If time is being “saved” as proposed in reason #2, then it cannot also be “used” for customer interaction. A teller can either have a shorter transaction time and not interact more with the customer, or interact more but not save transaction time. They cannot do both.Improved teller balancing seems obvious, but again the question is how is it realized in overall branch productivity? Tellers still have to reconcile a drawer, though it should be quicker and there should be fewer out-of-balance conditions. There is some new overhead associated with managing and reconciling the device itself. When the device is down what are the procedures and how well do tellers that have become dependent on automation perform? How accurate are traditional tellers now? The more accurate existing tellers are, the smaller the benefit.Cash automation can be a contributing factor in a program to implement more of a universal staffing model. However, it is one piece of a much larger and complex plan. There is no question that cash automation changes the security equation for institutions considering an open branch layout, but at that point full self-service kiosks likely are also part of the consideration.It is not the intent of this article to suggest that cash automation is not justified. In some operations and branches it no doubt can be of significant benefit. The point is that realizing a benefit may not be as simple as it sounds when the justifications are taken individually on face value. If you are not measuring what the branches and their employees are doing, how they are doing it and when they need to be doing it; how can you ever really know?
Never assume a good credit score is out of reach.Your credit score is just one of the many factors including your income, employment history etc. that determine the amount of debt you can handle. That being said, having a good credit score does give you more options. The great news is that low scores can be improved over time.Contrary to popular belief, a “bad” credit score is a not terminal diagnosis. According to the Consumer Financial Protection Bureau, that’s not the only myth that needs to be cleared up. Here are just a few: Closing a credit card improves your credit score: Actually, the opposite is true, especially if you close the card with a balance. Why? Credit bureaus and lenders look at how long accounts have been open, and the amount of credit being used to the amount of total credit available (also known as the credit utilization ratio). If you close an account with a high credit limit, that has a longer positive history and a balance, it could result in lowering your score not raising it.Checking your credit lowers your score: It’s not only good to check your credit, but highly recommended. You are not penalized for checking your own credit. It’s the best way to stay on top of any errors in reporting and identity theft. You have to be aware of what’s on your credit report to know which steps can be taken to improve your scores. You are entitled to a free annual credit report from all three main credit bureaus (Equifax, Experian and TransUnion). Since you don’t know which bureau lenders use, it’s best to check all three.Building a good credit score = going into debt: Just because you need to use credit products, doesn’t mean you need to create more debt than you can afford. Simply opening a credit card and having monthly charges that you pay off in full each month will give you the history needed to build a good credit score. 189SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Myriam DiGiovanni After writing for Credit Union Times and The Financial Brand, Myriam DiGiovanni covers financial literacy for FinancialFeed. She is also a storytelling expert and works with credit unions to help … Web: www.financialfeed.com Details
To open his session for the CUNA Management School’s second year class, Ronaldo Hardyasked students to leave the classroom briefly. Students formed two groups: women and minorities, and white males.When the groups re-entered the classroom, again separately, Hardy gave them two entirely different receptions. The women and minorities were invited to sit down in the front of the room, and Hardy treated them like old friends.The white males were hurried to the back of the room and ordered to stand on one leg with their hands held out to the side. The men were left to stand that way as Hardy began his session, his tone toward them brusque and impersonal.Eventually, Hardy allowed the men to compete for the right to sit down in two chairs at the front of the room. The lucky sitters were the first to hop one-legged to the chairs from the back of the room. continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
8SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Doug Falvey Doug Falvey is Senior Vice President at Allied Solutions. Doug’s responsibility at Allied includes overall responsibility for the Loan Servicing Products Division (LSPD). LSPD encompasses all aspects of operations … Web: https://www.alliedsolutions.net Details When assessing risk mitigation, insurance monitoring is only one part of the equation. Insurance monitoring and collateral protection insurance (CPI) placement are powerful components of a comprehensive risk management solution that opens access to information in real-time that can be used to enrich existing data in order to make more informed decisions. For example, non-payment insurance cancellations are a leading indicator of other types of default. Data gathered in the process includes information beyond “just” the insurance – it includes, monitoring coverage, collateral location information, other contact information, etc. that can be used to understand the bigger picture. As we emerge from the pandemic and look toward a return to normalcy, here are some of the questions you should be asking yourself about risk:What can you do to mitigate risks, whether known or not? Do you know what risks are emerging in your portfolio? Do you know how many states have published guidance or moratoriums on non-payment cancellations? Do you know how many states have moratoriums on vehicle repossessions? Understanding Risk with Insurance MonitoringThe old-school notion of large-scale human intervention is a thing of the past when it comes to insurance monitoring. As we make our way through this pandemic, we will see an increased customer preference to communicate via non-paper methods utilizing available technologies. This extends to the insurance monitoring process, with technology such as Electronic Data Interchange (EDI) making up over 80% of all insurance transactions received. For most portfolios, this means insurance status updates (e.g., Renewal / Non-Renewal, Cancel / Reinstatement) are received and processed without any intervention. For non-EDI transactions, digital automation can check one of the many insurance carrier websites for status and update records millions of times annually with no intervention. Since they are not dependent on U.S. Mail, or subject to potential delays, EDI and digital automation are preferred methods for obtaining insurance updates. Even though technology plays an important role in obtaining and maintaining insurance information, physical mail does continue to be an important part of the process. However, technology such as Optical Character Recognition (OCR) can be utilized to ensure timely and accurate updates to insurance status. Mitigating Risk with CPIThe monitoring process positively influences customers to maintain insurance as part of their loan agreement, but the reality is some customers will not maintain it. On average, in prime / near prime portfolios, 1-3 customers out of every 100 won’t maintain insurance. This is where CPI steps in as one of the best ways to protect you against financial loss. There are many coverage options and features available that all work to do the same thing – mitigate risk in your portfolio. The good news is 97-99% of customers maintain their own insurance when a portfolio is actively monitored. For the remaining 1-3% it can feel like a challenging process – but it doesn’t have to be. An important aspect of monitoring and CPI placement is providing customer friendly methods to assist in resolving uninsured risks, especially when a CPI certificate is issued. An important component of this is to provide a customer facing web portal that is intuitive and easy to interact with. It should offer as many options as possible to self-service with enough clarity so that the customer understands what is needed to resolve their issue. Features such as live chat, calling into a call center, or self service through interactive voice response (IVR) can enhance the customer experience. Manage Risk to be Customer AND Client FriendlyAs much as technology is deployed to create a low-touch, low-noise process for customers, the same can be said for financial institutions. System integrations and Payment Recalculation Modules (PRMs) play a vital role in automating the majority of the transactions within a program. Also, as on the customer side, a dedicated self-service portal can allow institutions to address day to day transactions without the need for outreach. Especially in our current pandemic environment and moving forward, having a comprehensive risk management solution can help beyond just monitoring insurance. These tools can be leveraged to help strengthen your business continuity program (BCP), more effectively monitor compliance and regulatory guidelines, and maximize repossession recoveries. There are many factors to consider when evaluating your existing and potential risk management programs. Insurance monitoring and CPI as part of a comprehensive risk management solution can both protect your portfolio AND provide data and insights not available through any other existing mechanisms. You can simultaneously protect your portfolio and keep noise to a minimum – it’s the ultimate win-win.
Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York By John Dundon Embed from Getty Images Embed from Getty Images For another duo of Long Islanders, the only thing that would’ve made the trip to Rio worth it was flying home with gold around their necks. When you fail to achieve said goal, well, it sucks.Ask Huntington native Allie Long and Crystal Dunn of New Hyde Park, who both had significant roles on the US Women’s Soccer squad.The World Cup champs fell short in Rio. Their disappointing defeat came at the hands of Sweden, by the closest of margins—a heart breaking 1-1 loss by penalty kicks. Sweden’s strategy seemingly involved hanging on until the last minute and forcing the game into penalties, where timely strikes and lucky saves merit the result as opposed to team skill.To call the loss shocking would be an understatement. For a team that was billed from the start to win gold, the quarterfinals defeat was an abject failure, nothing less.While high expectations ended in disappointment for Long and Dunn, basketball star Sue Bird and the US Women’s basketball team delivered—yet again. They coasted to the program’s sixth-straight Olympic gold medal. Bird, a Syosset native, clinched her fourth straight Olympic gold.Bird played a big hand in what should be considered the greatest women’s basketball team of all-time, period. Not only was she the team’s main facilitator on the court, Bird served as co-captain, and was one of the most well-respected leaders off the court.Bird was in danger of missing the gold medal game due to an injury suffered earlier in the tournament, but she ultimately suited up. For Bird, who is 35 years old and still one of the best players in the world, the question now becomes whether or not this was her last time as an Olympian. The veteran point guard will have some more hardware for her collection when she returns home this week.That’s not the case for sailor Bora Gulari, who lived on the Island briefly as a child. He narrowly missed a bronze medal in his sailing event. He placed fourth. With the conclusion of the Rio de Janeiro 2016 Summer Olympic Games, it’s with hearty pats on the back that America welcomes home the locals who competed in their respective events.Long Island had ties to five athletes who competed in Rio. Some, like basketball star Sue Bird, soccer players Allie Long and Crystal Dunn, had larger than life expectations to come back stateside with gold medals. Of the LI medal hopefuls, Bird was the only athlete to secure a place on the podium.The Games concluded Sunday evening during a closing ceremony punctuated with the customary passing-of-the-torch to Tokyo, the host of the 2020 summer Olympiad.While fans judge a country’s accomplishments by victories, Olympians themselves are not as singularly focused. Some athletes traveled to Brazil for reasons that can’t be defined by a medal count. Take, for example, race walker and Farmingville native Maria Michta-Coffey.“No, I will not win, no, I will not medal, and no, I probably won’t be top 10,” Michta-Coffey acknowledged on her personal blog before the games. “I am not defining this journey, the journey of an Olympic Dream, by success that is limited to a number.”For hundreds of athletes in Rio who weren’t considered favorites to medal in their respective events, the Olympics represent more than just hardware. They are the culmination of a lifetime of preparation and discipline. To have simply been an Olympian is simply enough.While Michta-Coffey placed 22nd in her event, the 20-kilometer race walk, she considers herself a champion in a different way.“Measuring success in your own terms, without numbers, but in experiences is a way to bring greater meaning to your accomplishment. It also is a reminder that these experiences, this journey, the people who shared in it with you, these memories created, these are all yours forever,” Michta-Coffey wrote.
For this year’s prize several names are buzzing in academic circles and the media.American Claudia Goldin, whose research has focused on inequality and the female labour force, is one of the favourites to become the third woman to receive the prize.Another likely contender is her compatriot Anne Krueger, formerly the number two, and briefly the managing director, at the International Monetary Fund (IMF), who has studied rent-seeking and is a free trade activist.If a woman were to win on Monday, 2020 would equal the 2009 record of five female Nobel winners in one year. Work on inequality, economic psychology, auctions, health economics and labour markets are some of the favourites as Monday’s economics prize closes an unusual Nobel season nearing the record of women laureates in one year.This year’s final prize, officially the Sveriges Riksbank (Sweden’s central bank) Prize in Economic Sciences in Memory of Alfred Nobel, will be announced at 11:45 am (0945 GMT) on Monday.Last year the honour went to French-American Esther Duflo, Indian-born Abhijit Banerjee of the US, and American Michael Kremer for their experimental work on alleviating poverty. While the number of female winners has risen sharply since the turn of the century, they still represent only about one out of every 20 Nobel medals since 1901.Health economics Economics remains a Nobel discipline with a clear profile for winners, an American man over the age of 55, with three quarters of the laureates over the last 20 years matching this description.The average age for recipients is over 65, the highest among the six Nobel awards.American Paul Milgrom, 72, together with compatriot Robert Wilson, 83, are once again predicted as favourites for their work on commercial auctions.Israeli-American Joshua Angrist, a professor at the Massachusetts Institute of Technology in the US, has also been proposed for research into the impact of factors such as class size and study length on academic success and the labour market.Other pioneers of “natural experiments”, such as the Canadian David Card, could be given the nod together with him.Israeli economist Elhanan Helpman and American Gene Grossman, specialists in international trade, are also often mentioned as favourites.Given that this year’s prizes are handed out in the midst of a pandemic, there is a good chance the Royal Swedish Academy of Science could choose to honour an economist focusing on health.”This year with the intertwining pandemic and economic crisis, it seems more relevant than ever,” Micael Dahlen, a professor at the Stockholm School of Economics, told AFP.For Dahlen, that would make Paul Slovic, a professor of psychology at the University of Oregon, a strong candidate for “his work on how we (do and in various ways could) value human lives and risk.”Other contenders among pioneers who have brought psychology into economic research include Americans Matthew Rabin and Colin Camerer and Swiss-Austrian Ernst Fehr.French economists Thomas Piketty, who rose to prominence with his book “Capital in the Twenty-First Century,” and Olivier Blanchard, former chief economist at the IMF, have also been speculated on.Controversial discipline Even if it might be the most prestigious prize an economist can hope to receive, the economics prize has not reached the same status as those originally chosen by Alfred Nobel in his will founding the prizes, which included medicine, physics, chemistry, literature and peace.It was instead created through a donation from the Swedish central bank and detractors have thus dubbed it “a false Nobel.”The prize will close the 2020 Nobel season which so far has seen the peace prize awarded to the UN’s World Food Programme.Women have been more prevalent than usual this year, with American poet Louise Gluck winning the literature prize.And Frenchwoman Emmanuelle Charpentier and American Jennifer Doudna became the first all-female duo to win a scientific Nobel on Wednesday, clinching the chemistry award for their discovery of the CRISPR-Cas9 DNA snipping “scissors.”The prize comes with 10 million Swedish kronor (about $1.1 million, 950,000 euros) and a medal.Winners would normally receive their Nobel from King Carl XVI Gustaf at a formal ceremony in Stockholm on December 10, but the pandemic means it has been replaced by a televised ceremony showing the laureates receiving their awards in their home countries.Topics :