Abstract: particle loan is the only micro lending products. May 15, 2016, the first anniversary of the loan on the line, the cumulative lending over 40 billion, the number of loans over 5 million pens, a single amount of 7000-8000 yuan between. Total lending by ants chant a year on the line for 49 billion 400 million yuan, two matched.
micro public bank financing news since the beginning of the spread, and finally finally to the Shenzhen Banking Regulatory Bureau approved the red chapter. According to the approval document, micro congregation of the capital increase is not more than 1 billion 200 million shares, the subsequent need to audit the qualification of shareholders. Although there is still to go through, but the micro public financing has been declared a success.
it is reported that this will increase financing 1 billion 200 million yuan, after the investment valuation of $32 billion ($5 billion). The original shareholders of Tencent investment only 365 million yuan, to maintain the proportion of nearly 30% equity, other investors are RMB PE. Due to the spread of the Chinese Ping, Temasek and other U.S. dollars PE have been shut down by the CBRC, the actual amount of micro financing is also significantly reduced than the original plan 4-5 billion U.S. dollars.
security department executives led
as no physical outlets of the Internet banking, micro public organization tends to flatten the project management system, several executives in charge of different business lines, and flexible business architecture.
At the beginning of the preparation of the
, the program includes micro consumer finance, small and micro, credit card, the company and the industry, science and technology, such as the five departments. At that time, the deputy governor in charge of credit card is Liang Yaolan. The beam is a sister Chinese credit card industry, Ping An Bank, China Merchants Bank Credit Card Center is a. However, due to the micro public can not open I account, credit card business will not be able to start, after the division into the consumer finance, the beam is currently only served as supervisor.
in September last year, once again adjust the micro channel structure, consumer finance remained unchanged, the company and the industry and small and micro two sectors are replaced by wealth management and platform finance. The three pieces of business by Chairman Gu Min. Consumer finance is currently the core product of micro loans, Huang Liming, deputy governor. Wealth management is APP, responsible for the consignment of financial products, before the vice president Zheng Xinlin, Zheng resigned after the outside world is not clear the new person in charge. Platform for financial cooperation with the outside world focus on consumer lending.
President Li Nanqing is responsible for the background business, which is responsible for the Ministry of science and technology by the chief information officer, Ma Zhitao. At present, the focus of the micro channel bank management team for the security staff.
particle loan force
micro particles loan is the only micro lending products. May 15, 2016, the first anniversary of the loan on the line, the cumulative lending over 40 billion, the number of loans over 5 million pens, a single amount of 7000-8000 yuan between. Borrow a line of ants. "