first_img Make a comment Bonnie Kass, RN, chief nursing executive and vice president of patient care services at Huntington Memorial Hospital, has been promoted to senior vice president – hospital operations, Hospital CEO Steve Ralph announced today.In her new role Kass will oversee the day-to-day operations of the 625-bed hospital, working with departmental leaders to ensure quality patient care, an enhanced patient experience, and sound financial stewardship of the institution.She will also be responsible for ensuring that the hospital remains in daily compliance with all federal and state regulations and standards. And given her career-long concern for nursing, Kass will work directly with a new chief nursing executive to develop strategies that maintain Huntington Hospital’s high nursing standards and heritage.“Bonnie has been instrumental not only in the development of our outstanding nursing progroam but in making Huntington a world-class hospital when it comes to patient care and clinical excellence,” said Ralph. “The community and the hospital will benefit greatly from her expanded role and the passion she brings to her work every day.”Kass joined Huntington Hospital in 1995 and assumed the role of chief nursing executive in 1999. Prior to joining Huntington Hospital, Kass served as an area director of critical-care services and emergency/trauma services for John C. Lincoln Hospital in Phoenix, Ariz. EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Your email address will not be published. Required fields are marked * Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Community News Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. 5 recommended0 commentsShareShareTweetSharePin it Community News HerbeautyHow To Lose Weight & Burn Fat While You SleepHerbeautyHerbeautyHerbeautyWomen Love These Great Tips To Making Your Teeth Look WhiterHerbeautyHerbeautyHerbeauty10 Questions To Start Conversation Way Better Than ‘How U Doing?’HerbeautyHerbeautyHerbeauty6 Signs You’re Not Ready To Be In A RelationshipHerbeautyHerbeautyHerbeauty10 Secrets That Eastern Women Swear By To Stay Young LongerHerbeautyHerbeautyHerbeauty9 Of The Best Family Friendly Dog BreedsHerbeautyHerbeauty Business Newscenter_img Health Bonnie Kass, RN, Chief Nursing Exec and VP of Patient Care Services Promoted to Senior Vice President at Huntington Memorial Hospital From STAFF REPORTS Published on Thursday, April 11, 2013 | 8:42 pm First Heatwave Expected Next Week More Cool Stuff Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Top of the News Name (required)  Mail (required) (not be published)  Website  faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Subscribe Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadenalast_img read more

first_img 2018-08-07 Kristina Brewer About Author: Kristina Brewer The Best Markets For Residential Property Investors 2 days ago Higher Education Costs and High Foreclosure Rates Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago A recent study published in Demography, a bimonthly scientific journal from the Population Association of America, analyzed the potential impact of families with children seeking higher education on the rate of foreclosures. Researchers Jacob Faber of New York University and Peter Rich of Cornell University analyzed annual college data alongside foreclosure rates from 2005 to 2011 from 305 commuting zones in the United States. Covering 84.8 percent of the population, their findings showed a strong favor toward the correlation between a higher rate of families sending their children to college predicting a higher rate of foreclosures within the same year.While these findings do not claim to suggest that a family’s decision to send their child or children to college was as consequential on the housing or labor market in causing the housing recession, the report does claim to show a direct contribution.“The findings expose a heretofore unexplored role that higher education costs may have had on household financial risk and resultant foreclosures,” the report said. “This research also suggests that educational expenses may explain why some families with children were more likely to experience foreclosure during the Great Recession than childless households. While the foreclosure literature has focused on subprime lending, unemployment, and house prices as the primary sources of financial overextension, there has been little attention devoted to the cost of college, despite evidence that college is a source of financial stress. Our findings do not suggest that households’ decisions to send children to college were as consequential as housing or labor market dynamics in shaping the Great Recession, but it remains important to understand all contributors to the crisis, especially because the penalties of foreclosure can be substantial and lasting.”The study intends to illuminate the financial burden of higher education, particularly during a time of extreme economic instability. Faber and Rich state that while subprime mortgage lending and unemployment rates were largely and indisputably responsible for the barrage of foreclosures during the housing crisis, additional sources of “financial risk” had a definite effect on the exacerbation of the crisis.“Finally, concern over the link between college expenditure and foreclosures should not be limited to the parents who lost their homes during the Great Recession,” Faber and Rich state in conclusion. “Indeed, one of the key lessons of the Great Recession—often vocalized by those who admonish the irresponsible debt accumulation of low-income homeowners or the predatory lending practices of mortgage agents and financiers—is that in our intertwined society, risky behavior affects us all. The consequences of financial troubles can ripple across the economy, leading to loss in property values and jobs. This warrants policy attention not only to risky home lending but also to other determinants of financial hazard—such as the cost of college attendance—that can overextend families and render us all vulnerable to future economic crises.”Read the full findings here. Share Save Previous: Following Fannie and Freddie Foreclosure Findings Next: Florida Court Deflates Balloon Payment Plan Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Kristina Brewer is the Editorial Assistant of Publications for the Five Star Institute, including DS News and MReport magazine. She is a graduate of the University of North Texas (UNT), where she received her Bachelor of Arts in English with a concentration in rhetoric and writing and a minor in global marketing. During this time, she served as Director of Philanthropy in the national women’s fraternity Zeta Tau Alpha, of which she is an alumna. Her passion for philanthropy continued after university when she was an intern at Keep Denton Beautiful, a local partner of Keep America Beautiful, where she drove membership, organized events, and led social media campaigns. Brewer honed her writing at the North Texas Daily, UNT’s student-run newspaper where she wrote about faculty, mentorship, and student life. Brewer also previously worked at Optimus Business Plans where she helped start-ups create funding proposals, risk assessments, and management plans. Servicers Navigate the Post-Pandemic World 2 days ago  Print This Post Home / Daily Dose / Higher Education Costs and High Foreclosure Rates The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 2 days ago August 7, 2018 2,684 Views Servicers Navigate the Post-Pandemic World 2 days ago Related Articles in Daily Dose, Featured, Foreclosure, Headlines, Journal, News Sign up for DS News Daily Subscribelast_img read more

first_imgRED BANK—The Borough of Red Bank has issued a boil water advisory as a precautionary measure to resident on several streets.A water main break at Harding Road and Spring Street has resulted in the advisory for residents living on Spring Street, between Elm Place and Tower Hill Avenue; Manor Drive; and Harding Road, between Horace Place and Tower Hill Avenue.Borough officials note that the advisory is a standard precaution, taken whenever pressure is lost in municipal pipes because of a main break.As a precaution, the state Department of Environmental Protection requires the borough to issue the following advisory: The Department of Environmental Protection has determined that a potential or actual threat of the quality of water being provided to you currently exists.  Therefore, until further notice, bring tap water to a rolling boil for one minute and allow to cool before using for consumption;  drinking, ice cubes, washing vegetables and fruit, and for brushing teeth.  Please continue to boil your water until you are notified that the water quality is acceptable.We also recommend the following steps:*Throw away uncooked food or beverages or ice cubes if made with tap water during the day of the advisory;*Keep boiled water in the refrigerator for drinking;*Rinse hand-washed dishes for one minute in diluted bleach (one teaspoon of household bleach per gallon of tap water) or clean your dishes in a dishwasher using the hot wash cycle and dry cycle;*Do not swallow water while you are showering or bathing;*Provide pets with boiled water after cooling;*Do not use home filtering devices in place of boiling or using bottled water; most home water filters will not provide adequate protection from microorganisms;*Use only boiled water to treat minor injuries.The Red Bank Water Utility is addressing the issue and it is expected that the precautionary measure will be over in the next 24 hours. Borough officials will notify residents as soon as the advisory is liftedAnyone with questions may call 732-530-2770.last_img read more

first_imgRUMSON – St. George’s-by-the-River Church will hold its annual Canterbury Art Show, a Tapestry of the Arts Sept. 20-22 at St. George’s-by-the-River, 7 Lincoln Ave.The church will be the setting for the juried and nonjuried work of more than 80 artists. All proceeds will directly benefit St. George’s-by-the-River and its outreach grants to more than 30 local agencies serving the needy of Monmouth and Ocean counties.The art show and sale will be held 10 a.m. to 5 p.m., Friday, Sept. 20; 10 a.m. to 6 p.m. Saturday, Sept. 21; and noon to 4 p.m. Sunday, Sept. 22.A meet the artists reception and presentation of awards to juried artists will be held from 6 to 8 p.m. Friday. Wine, beer, hors d’oeuvres and dessert will be available. Tickets are $40 in advance, $50 at the door.Architectural highlight tours of St. George’s Church will be given at 11:15 a.m. and 1:15 p.m. Saturday and Sunday.The Tapestry of the Arts reception and annual raffle drawing will be held 7 to 9 p.m. Saturday. Wine, beer, hors d’oeuvres, crabcakes and dessert will be available. Tickets are $40 in advance, $50 at the door.Additional information is available by visiting www. canterburyartshow.com,  emailing to [email protected] stgeorgesrumson.org or calling Beth Sherrard at 732-383-7465 or Denise Weiner 732-471-8512.last_img read more

first_imgLandowners across Donegal who lease land to wind farm companies may be liable for the future costs of decommissioning the giant turbines, it has been claimed.The claim was made by the Glenties Wind Farm Information group who say they have received legal advice on the matter.The group, who are leading on oral hearing into the 25 turbine wind farm at Straboy next Tuesday, issued a statement to Donegal Daily last night. The group claims “It is a common practice that the applicant companies, once they have obtained the relative planning permissions and grid connection for wind farms then proceed to sell on this permission encompassing the lease agreements with local landowners for the location of the wind farms.“While this in itself is totally legal and above board it can have future implications for the landlords agreement with the leasee and can result in the landowner being held responsible in the future for the cost of the removal of structures associated with the wind farm from their lands.”The group says wind farms are often leased from landowners by the developers for periods of 20-30 years with landowners getting various lump sum payments as well as a yearly rent of €15,000 or more per turbine.The statement from GWFIG said “A landowner with four turbines on his or her land could earn more than €2 million over the lifetime of such a lease. “What happens when the wind farm reaches the end of its life?“Leases typically have clauses where the developer promises to remove and decommission the turbines and make good any damage to the land.”The windfarm group says problems can arise where the developer company goes bust and cannot decommission the wind farm or simply abandons the wind farm.It says that it would seem likely that the landowners would have to pay for the decommissioning.“Otherwise, the developer company may sell its interest in the wind farm to another company who might seek to avoid the responsibility of decommissioning. “Donegal County Council granted planning permission to Straboy Wind Energy Ltd with a planning condition that the developer would give security to the Council to secure the satisfactory reinstatement of the site.“But the Department of the Environment (Heritage and Local Government) in their Guidelines for wind energy, advise that the use of long-term bonds to secure reinstatement of wind farm sites “puts an unreasonable burden on developers” and is “difficult to enforce”.It adds that if the developer company sell its interest in the wind farm to another company, that company may wish to say it is not responsible for any security to decommission the site.“In these circumstances, it would seem likely that the landowners would have to pay for the decommissioning.” American analysts have put forward decommissioning costs of the order of €70,000 ($100,000) per turbine.WIND FARM OBJECTORS CLAIM LANDOWNERS WILL HAVE TO PAY TO TAKE DOWN OLD TURBINES was last modified: October 11th, 2012 by StephenShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)Tags:GLENTIES WIND FARM INFORMATION GROUPLANDOWNERSOLDpayTURBINESlast_img read more

first_imgTwenty-two-year-old Ugandan Best Ayiorwoth won the 2013 Anzisha Prize, an award for African entrepreneurs between the ages of 15 and 22 who have developed and implemented innovative business and community projects. (Image:The New Africa)• Entrepreneur builds internet empire • Meet a top social entrepreneur • Entrepreneurship key for jobless youth • Eastern Cape entrepreneurs in spotlightLucille DavieMany thousands of schoolchildren across Africa, especially girls, are forced to leave school in order to contribute to the upkeep of the household. The rare few turn the situation around, and support not only themselves, but other families too.One such person is 22-year-old Ugandan Best Ayiorwoth, the winner of the 2013 Anzisha Prize, an award for African entrepreneurs between the ages of 15 and 22 who have developed and implemented innovative business and community projects. She has used the prize money of $25 000 (R274 000) to bolster her business, Girls Power Micro-Lending Organisation or Gipomo, a microcredit business she started at the age of 19.Ayiorwoth was forced to leave school at the age of 13, a fate she bitterly resented. “Personally, I love being educated. I always wished to go to high standards in my education if it was possible. But unfortunately, I did not have the chance to go to the level of education I wanted and I stopped at Secondary Four in Uganda,” Ayiorwoth told How we Made it in Africa in January.“I never wanted to stop at that point in my education so it angered me … I would always remind myself that someday when I could, I would ensure that every girl child in my community received the best education they could.”She had lost her father when she was eight years old, leaving her mother with seven children, in the Nebbi district of northern Uganda. Then at 13, she lost her mother just as she was about to go to high school. She had to drop out of school to help support the family. At 17, she moved to Uganda’s capital, Kampala, where she joined a vocational training school and got training in catering and entrepreneurship through the S7 Project, a skills empowerment centre. Through the centre she got a job working in a Mexican restaurant, and used her first salary to start her own business.“I wanted to prevent what happened to me from happening to other girls because I knew it was a social injustice. So the first salary I got from the restaurant is what I used to open my organisation,” she told the website.Returned homeIn early 2011, she returned to her home and started Gipomo, to help girls who, like herself, were forced to drop out of school. She realised that if you empowered mothers through microloans, they would keep their children in school. She made it a condition of her loans: if mothers kept their daughters in school, they would be given a loan, but if they didn’t, they would not be granted loans.“My organisation has a unique twist in microfinance by providing tied loans to women who make a commitment to grow businesses while keeping their girl children in school.”With a capital base of just $40, Ayiorwoth started giving loans, at a 10% interest rate, ploughing the profit back into her business. Before long, her mentor at the S7 Project, noticing her progress, loaned her $322 to further encourage her small business. She gives huge credit to her mentor for encouraging her to reach her full potential as a businesswoman.64 new businessesTo date, Gipomo has helped 64 women start their own businesses, 111 women expand their existing businesses, and resulted in 168 girls remaining in school. At the beginning of 2013, Ayiorwoth won $400 in the Fina Africa Enterprise Business Challenge. In August, she won the Anzisha Prize. With a percentage of the money, she has expanded to four provinces in northern Uganda.Along the way, two women defaulted on their loans, so she worked out a new business model. To access a loan, women have to join with other women, in a group of at least three. The reasoning is that if the women know and trust one another, they can be guarantors for each other’s loans.“We give them the freedom to choose who they want to be with in a group so that loans are secured. So if one woman has a problem of paying then the two others can always figure it out and stand in for that person,” said Ayiorwoth. “This makes it easy for women without formal collateral to access financing in an easy way.”Another challenge was working with illiterate women who spoke a variety of languages. This was solved by collaborating with women in local government who would help with communication. Gipomo has expanded to agriculture, launching a Women in Agriculture fund with the government, to support women who need microfinance for agriculture ventures.Big plansAyiorwoth has just turned 22, and, like all entrepreneurs, has big ambitions for her organisation. Five-year plans include expanding in northern Uganda, with the goal of reaching 5 000 women; 10-year plans include launching her project across the country. “And we can even go further ahead and say that I see my model being replicated in various African countries because I know that the same problems are faced elsewhere.”This was “a new movement that redefines microfinance; to provide for specific needs in specific communities”. She had the wisdom to see that it could “never be relevant if it has one model. In one community, it should provide affordable finance for girl education and in another, it should provide affordable finance for land ownership – whatever the challenge a community faces.”She also plans to launch an Education for Girls fund to provide interest-free loans to households wanting to enrol out-of-school girls in skills development programmes. “I believe that once the girls possess practical skills, the chances that they will establish enterprises that apply these skills are high,” said Ayiorwoth. She sees this as developing a new generation of mothers who are skilled, entrepreneurial and empowered financially to support their families, and ensure their daughters’ education.She believes fiercely that no matter what difficulties people have to overcome, they should treat the experience as something from which to learn, to “seek inspiration from their own experience”.last_img read more

first_img21 June 2016The first Action on Albinism in Africa forum, held from 17 to 19 June in Dar es Salaam, Tanzania, brought together over 150 people from 28 countries to lay down a roadmap of specific measures to combat human rights abuses against people with albinism.The event, organised by Ikponwosa Ero, a UN expert on albinism, urged African governments to do more to protect their albino population.Ero took to Twitter to highlight the event: ACTION on ALBINISM forum underway in Dar, #ActionOnAlbinism #AlbinismAfrica #NotGhosts pic.twitter.com/NaZagqx1wJ— IkponwosaEro (@UnAlbinism) June 17, 2016 Forum a success! Closed by minister of foreign affairs in #Tanzania #ActionOnAlbinism #AlbinismAfrica #NotGhosts pic.twitter.com/8uKkE0Jp2r— IkponwosaEro (@UnAlbinism) June 19, 2016Albinism is a birth condition in which the body is unable to produce melanin, the pigment in the skin. Ignorance of the condition means many albinos in sub- Saharan Africa – Tanzanians in particular – suffer discrimination and violence.Africans with albinism have been murdered because many believe their bodies have magical powers. Across central and eastern Africa, especially, people believe albino body parts can help achieve instant wealth. Most victims are women and children. The youngest known victim, from Tanzania, was just 7 months old.Last year the documentary In the Shadow of the Sun brought global attention to the plight of albinos in Tanzania, telling their stories and urging people to get involved in fighting discrimination against them.In the film, 15-year-old Vedastus described how his community believed his albinism gave him magical powers. Every day, he had to go fishing with people in his village. “They like to take me, because they say I could save them. They say that if the boat capsizes, I am the only person that cannot die.“If they come on top of me, they will not drown. They will not die. They believe that I float on water.”Measures to tackle ignoranceEro said some African countries had successfully tackled this discrimination with specific, practical, simple and effective measures. These, she said, included “having a dedicated office and budget on the issue, creating a telephone hotline to report crimes and threats, and regulating ‘witchcraft’ and traditional medicine practitioners.“But these ideas have to be shared as best practices and developed into a continental roadmap to successfully tackle the issues.”Ero said now was the time for action.“As the continent of Africa celebrates the decade of human rights, and the UN launches the 2030 Sustainable Development Agenda which pledges to leave no one behind, we have a good context in which to plant this forum,” she said.”It is not going to be easy to come up with specific measures for all the issues arising out of the problems faced by persons with albinism, but the best practices of some states and civil society to date will represent a key step forward in promoting and protecting their human rights.”Source: United Nations News Centre and SouthAfrica.info reporterlast_img read more

first_imgHello, Green NSP World. I saw this post on the larger Enterprise Community Partners blog by Ray Demers @the horizon and thought you would enjoy it! – AmyCharrettes as a simpler fixWould you rather replace the gasket on a leaky faucet or wet-vac your flooded basement? Most people would choose to replace the gasket — it’s a simpler problem, a cheaper fix and a much smaller headache. That, in a nutshell, is integrative design — project teams coming together early in the design process to identify potential opportunities and risks, and address them before they become costly.Beyond just saving time and money, integrative design allows teams to brainstorm and design in real time: electrical engineers informing the architect, operations and maintenance (O&M) staff informing the HVAC engineer, and residents informing the landscape architect. These real-time interactive design sessions, called charrettes, facilitate better coordination among contractors and engineers, and often result in more comfortable and well-designed buildings. Charrettes are also the perfect time to consider green building options that enhance the quality of life for residents and save resources.Saving time and money: an exampleIn case you still think integrative design planning is a luxury rather than a necessity, here’s an example of how this kind of planning can make a huge impact:A group wants to build a multistory residential development in a suburban location. The developer has few requirements, but wants to keep the price tag low. During the charrette, the architect asks participants to rethink the building’s solar orientation. They decide to do this by making the primary hallway run east to west. This small change allows the mechanical engineer to scale down the HVAC system slightly because of the increased natural ventilation.Then, a member of the O&M staff suggests adding shading devices over the windows to further reduce the load on the HVAC system. The landscape architect concludes that changing the solar orientation of the building will create a more scenic approach, allowing him to design a larger retention pond and maybe even recycle the site’s rainwater. The building becomes more comfortable because of the natural ventilation and solar shading, more efficient and less costly to run because of the smaller HVAC system — and all of this was made possible by reconsidering something as simple as solar orientation.The end resultWhat’s the end result of an integrative design session like the one described above? See the Living Building Eco-Charrette Report by Green Building Services to learn more.And here are some resources for planning and conducting your integrative design session: Enterprise Green Communities Charrette ToolkitNational Institute of Building Science ResourcesWhat’s your experience in integrative design? If you have facilitated or participated in charrettes, how have you implemented feedback from these sessions? If you are new to charrettes, what questions do you have?last_img read more

first_imgBy Carol ChurchAuremar/PhotospinBeing a member of the military can be extremely challenging at times, but fortunately, it also has its perks and privileges. These privileges often come to the fore when it’s time for service members to enjoy some time off from their hard work. Many private companies have taken it upon themselves to offer valuable discounts and savings to service members, while government entities, nonprofits, and military itself also offer opportunities and savings. Following are some ways that service members can save money and even enjoy free benefits while also enjoying time off and time with their families.Try a free military family retreat.The National Military Family Association offers FREE family retreats for service members and their families in beautiful locations. Families will spend time building memories, enjoying the outdoors, and building communication skills.Enjoy free event tickets with Vet Tix.This organization donates tickets to music, sports, and family events to veterans and their families. There may be a small fee for shipping.Benefit from a National Park Pass.America’s spectacular national park system offers a free annual pass to current U.S. military members and dependents in the Army, Navy, Air Force, Marines, Coast Guard, Reserve, and National Guard. The pass gets service members into national parks along with Fish and Wildlife Service and Forest Service sites. It’s worth looking into the camping and lodging options at these sites—they offer excellent value, and not all are rustic. However, they fill up early.Enjoy Disney at a discount.Disneyworld and Disneyland have been providing significant discounts to members of the military for some years now, and 2017 is no exception. General military ticket discounts can be viewed here, or those considering a longer stay can take advantage of the Armed Forces Salute prices available here. Be aware that there are blackout dates and restrictions.Get free tickets to theme parks.The Waves of Honor program provides active duty military with up to 4 free tickets a year to Busch Gardens, Sesame Place, and SeaWorld attractions. Legoland Florida also offers free admission to service members.Consider an Armed Forces Recreation center vacation.The five AFRCs (located in Orlando, Honolulu, Tokyo, Korea, and Germany) offer comfortable and even luxurious accommodations in compelling locations. Rates are based on pay grade and rank. The Orlando resort is likely to offer a more budget-friendly option than most Disney hotels, but service members should make sure to compare.Try out a DOD campsite or RV siteThe military operates a network of RV sites and campsites across the nation which offer an inexpensive option for those with this interest.Look into Space-A flights and on-base lodging.These options may not be the most convenient or comfortable, and taking advantage of them (especially the flights) requires time, planning, and know-how, as well willingness to be flexible and to plan well in advance. However, they can save families a significant amount of money (Space-A flights are typically close to free!) and typically the level of service is very acceptable. To learn more, visit these pages:Department of Defense LodgingSpaceA.netCheck out the many other discounts available.While the above are some of the more significant and popular freebies and discounts, there are many other military discounts available on travel, hotels, and lodging, and of course, they change often. Here are some sites compiling travel and recreation discounts available to servicemembers:Military.com TravelJommygosh: 48 Military Travel Discounts and Free ServicesVacation Budgeting TipsStart saving ahead of time in a dedicated fund. For many families, it is relatively frictionless to set aside a small sum of money every month. One possibility to consider is a separate savings fund, so that the money is clearly designated and hands-off. Though the interest rate may not be high, the psychological effect can be important.One of the biggest expenses for many vacations may be just getting there. Check out this Fly or Drive calculator to make that big choice, and don’t rule out taking the train; service members receive a 10% discount from Amtrak. If flying, be sure to compare ticket prices on multiple airfare price aggregators such as Kayak.com, Airfarewatchdog, and Google Flights. Try the flexible date option for best results.Choose a hotel with free breakfast, rent a house on VRBO or Airbnb, or rent a hotel room with a kitchenette to save on food costs.Visit sites like Groupon and Living Social ahead of time and look for deals on tourist attractions in the arae of interest.Just as with other coupons, families should remember not to purchase any of these options simply “because” they are discounted. Instead, they should consider whether or not they are the right choice for their family, and whether the price point is what they wanted to spend (even if it’s a “great deal”).When in doubt, always ask if there is a military discount! It may exist, but not be obvious, mentioned or advertised.last_img read more